I have to ask cos, as a customer we're told don't question the bank and don't worry cos they know what they are doing...? It raises the simple question "really"
Let's just look at the unanswered questions first
Where is my money? I dispute their verison of events on offer. for the simple reason they claim I was 4K over drawn with a facility of 2K. So really I was 2K over my limit for a business that turned over over 300K... if that business does not hit upper and lower cash limits I would be amazed... Barclays charged me money for stepping outside of the facility... so it was making them more money when I crossed the line... but now they claim they closed my accounts and I called it being DeBanked..... "A Parasite does not kill it's Host..!"
I was negotiating with the bank nobody told me they had moved me to the collections team so I have to dispute their version of events.
it's been 15 years, why did it take all this time for this to be made clear...? sounds more like some solicitors have been cooking the books trying to come up with a cover story.... or Barclays is hopeless at dealing with questions and enquiries...?
Who broke the contract..? and who became the victim..? I was negotiating extensions and the cost of money, which I was buying from Barclays... Now Barclays claims I'm the bad person for giving them money..? worse they don't like to take money...? Is Barclays a business..??
What about the compensation on offer they offered £150 compensation for 15 years of misery... so about 2p a day.... on the other hand they invented a debt in my name that's closer to 800K how is this even being vaguely fair..? they broke the contract walked away and claimed Barclays wants nothing to do you, but you owe us 800K... get real that nuts.
If this isn't the definition of a black swan then what is..?
Black Swan events are called this because before 1670ish nobody in Europe has seen a Black Swan... in Roman times it was conisdered an event so rare it might as well be impossible.... What's happened here is just that, Barclays Bank claims to be victim while in actuality they have acted as agent provocateur creating the event in the first place.
In financial or even personal terms
First, it is an outlier, as it lies outside the realm of regular expectations, because nothing in the past can convincingly point to its possibility. Second, it carries an extreme 'impact'. Third, in spite of its outlier status, human nature makes us concoct explanations for its occurrence after the fact, making it explainable and predictable.
I stop and summarize the triplet: rarity, extreme 'impact', and retrospective (though not prospective) predictability. A small number of Black Swans explains almost everything in our world, from the success of ideas and religions, to the dynamics of historical events, to elements of our own personal lives.
Comentarios